Zenith Advisory Inc. Wealth Management

Built for Canada's
Internationally Trained
Physicians.

You spent years building a career that matters. Your financial plan should reflect that. ZAI Wealth Management delivers physician-specific tax strategy, corporate wealth planning, and insurance optimization — designed around the unique path of internationally trained doctors in Canada.

DK
CA
FO
MB

Trusted by physicians across Canada to protect and grow their wealth

$100M+ In tax savings for our physician clients
100+ Internationally trained physicians served across Canada
100% Focused on physician financial success — nothing else
7 Core wealth planning disciplines under one roof

You trained internationally.
Canada has different rules.

Most financial advisors don't understand what you've navigated — credential recognition, late starts, immigration complexity. We do. ZAI was built from the ground up for your reality.

  • 🏛️
    Medical Professional Corporation Strategy Your MPC is your most powerful wealth tool. Most IMG physicians are leaving significant tax savings on the table inside it.
  • 📊
    Late Career Start, Compressed Timeline You may have started earning in Canada later. Your wealth-building strategy needs to account for that — and accelerate accordingly.
  • 💸
    Tax Optimization for Incorporated Physicians Salary vs. dividend splits, holdco structures, passive income rules — your tax plan needs to be built by someone who knows how doctors earn.
  • 🌍
    Cross-Border & Family Wealth Considerations Many of our clients support families abroad, plan to relocate, or hold assets in multiple jurisdictions. We've seen it before. We plan for it.
  • 🔒
    Insurance Built for Your Risk Profile Disability, critical illness, life coverage — structured for the income levels and career stage of a practicing physician in Canada.

We came to Canada with degrees from some of the best universities in the world. ZAI was the first advisor who actually understood our financial situation without us having to explain it from scratch.

AO
Dr. Adaeze Okonkwo
Internal Medicine, Ontario
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Seven pillars of
physician wealth.

Every service is delivered by advisors who specialize in the financial lives of physicians — not generalists who've read a brochure about medicine.

01
Tax & MPC Strategy

Corporate and personal tax planning, filing, and structuring. We help physicians keep significantly more of what they earn — legally.

02
Investment Management

Portfolio construction and tax-efficient investing strategies built around your income structure as an incorporated professional.

03
Retirement Planning

Financial Life Plans, income analysis, and long-term projections. We model your retirement with the precision your career demands.

04
Insurance Optimization

Disability, critical illness, and life coverage — structured at the right amount, with the right products, for your physician income.

05
Estate & Legacy Planning

Wills, trusts, charitable giving strategies, and intergenerational wealth transfer. Protecting what you've built for those who come next.

06
Real Estate Strategy

Property performance reviews, ownership structuring, and guidance on integrating real estate into your overall physician wealth plan.

4

Reasons physicians
choose ZAI.

Not every financial firm understands the immigrant physician's path. We were built for it.

🎯
Exclusively Physician-Focused

We don't serve everyone. We serve physicians — specifically internationally trained physicians whose financial lives don't fit a standard template. That depth of focus is the difference.

🤝
Relationship-First, Community-Led

ZAI clients don't just get a plan — they join a network of physicians building wealth together. Our physician events, workshops, and peer community mean you're never making big financial decisions alone.

📋
Transparent, Aligned Compensation

We don't earn commissions that conflict with your interests. Our advice is structured to put your financial outcomes first — always.

🇨🇦
Deep Canadian Tax Expertise

MPCs, the CCPC passive income rules, RRSP strategy for high-income physicians, corporate investing — we know the Canadian physician tax landscape better than anyone.

Your path to
financial clarity.

No pressure. No product sales. Just a clear plan built around your life as a physician in Canada.

01
Book Your Strategy Call

A no-obligation conversation with a ZAI advisor who specializes in internationally trained physicians. We review your goals, your corporate structure, and where the biggest opportunities are. No prep needed.

02
Receive Your Financial Life Plan

We build a complete, personalized roadmap — tax strategy, investments, insurance, retirement, and estate planning. Every detail is tailored to your income structure and your career stage in Canada.

03
Build Wealth. Live Your Vision.

We implement the plan alongside you. Ongoing support, annual reviews, and proactive updates as your career evolves. Your financial life gets simpler while your wealth compounds.

Doctors who made the
shift to clarity.

★★★★★

ZAI gave me clarity and peace of mind. I came from Nigeria with strong credentials and zero financial structure in Canada. Now I have a plan I can actually see myself living.

Dr. Emeka Nwachukwu
Cardiologist, Alberta
★★★★★

I was paying an advisor 1% of my assets every year and had no idea what I was getting for it. ZAI rebuilt everything. My tax bill dropped significantly in year one.

Dr. Priya Sharma
Family Medicine, British Columbia
★★★★★

My husband and I finally feel like we're building something together. ZAI treated our financial goals as a couple, not just my income as a physician. That made all the difference.

Dr. Funmilayo Adeyemi
Psychiatry, Ontario

See what you could be
leaving on the table.

Enter your details below. We'll show you your estimated annual tax savings and projected wealth gap — based on real Canadian tax rates for incorporated physicians.

$400,000
$150K$1.5M
20 years
5 yrs35 yrs
Your Estimated Opportunity
Annual Tax Savings Potential
vs. unoptimized personal income
Projected Wealth Gap at Retirement
if savings are reinvested at 6% avg return
Effective Tax Rate (Unoptimized)
your current estimated burden
Effective Rate (With ZAI Strategy)
estimated with corporate optimization
This is an educational estimate based on 2026 Canadian federal and provincial tax rates. Actual savings depend on your specific situation. Book a call to get your personalized plan.
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Take the First Step

Your wealth plan should work
as hard as you do.

Pick a time that works for you. No prep needed. No obligation. Just a focused conversation about your financial future as a physician in Canada.

Prefer to reach us directly? info@zenithadvisoryinc.com  ·  +1 (800) 647-8656  ·  WhatsApp

Built by advisors who
know your story.

ZAI Wealth Management is a physician-first financial advisory practice and a division of Zenith Advisory Inc. We were built with one focus: helping internationally trained doctors in Canada build lasting wealth — without the confusion, the conflict of interest, or the advisors who've never dealt with a Medical Professional Corporation in their lives.

Physicians who trained abroad face a financial reality that most Canadian advisors don't fully understand — late starts, credential transitions, cross-border family obligations, and a tax system that rewards incorporated professionals who know how to use it. We do. Our team specializes exclusively in the financial lives of physicians, with deep expertise in MPC strategy, tax optimization, estate planning, and insurance built for high-income earners.

Every physician we work with gets a complete financial plan, a dedicated advisor who knows their file, and access to a community of peers making smarter financial decisions together. No product sales. No AUM percentage taking a cut of your hard-earned assets. Just strategy, clarity, and results.

Meet Your ZAI Advisor →
Our Principles
🎯
Physicians First. Always.
We serve one client type. That focus is what makes the difference between generic advice and a plan that actually fits your life.
🤝
Conflict-Free Advice.
Our compensation is aligned with your outcomes — not product sales. We have no incentive to recommend anything that doesn't serve you.
🌍
We Understand Your Journey.
From training abroad to building a practice in Canada, we've guided hundreds of internationally trained physicians through every stage of that transition.
📈
Long-Term Thinking.
We don't chase the transaction. We build multi-decade relationships with physicians who are serious about their financial future.
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