Physician corporate wealth planning & tax strategy in Saskatoon
Our office is in Saskatoon. We work with physicians across Saskatchewan, in person or by video.
In short: ZAI Wealth Management provides physician wealth planning and corporate tax strategy from its office at Unit 301, 39 23rd Street East in downtown Saskatoon, serving doctors across Saskatchewan in person and by video. The firm specializes in Medical Professional Corporation structure, salary versus dividend planning and protecting the Saskatchewan 10% small business rate from the passive income clawback.
Financial planning for Saskatoon physicians
Running a busy medical practice in Saskatchewan means working within a very specific provincial landscape, from Saskatchewan Medical Association (SMA) agreements to how your billing income lines up with provincial tax brackets. Local physicians need an advisor who knows this market.
ZAI Wealth Management works from our office at Unit 301, 39 23 St E, Saskatoon, SK S7K 0H6, in downtown Saskatoon. We provide corporate tax deferral planning, asset protection and wealth-building strategies for Saskatchewan specialists, family physicians and surgeons.
Saskatchewan physicians practise through a professional corporation with a permit from the CPSS. We help you decide when incorporating makes sense and how to run the corporation once it's set up.
Many internationally trained physicians in Saskatchewan start practising in Saskatoon, Regina or rural communities after years of exams and assessment. That later start shapes the plan.
- OfficeUnit 301, 39 23 St E, Saskatoon, SK S7K 0H6
- Phone+1 (800) 647-8656
- Emailinfo@zenithadvisoryinc.com
- Also servingRegina, Prince Albert, Moose Jaw, North Battleford, Swift Current and rural Saskatchewan
Optimizing Your Saskatchewan MPC Structure
Saskatchewan's tax rules give incorporated physicians real advantages. Leaving surplus practice income exposed to personal tax rates as high as 47.5% slows your wealth building.
By running your practice earnings through a Medical Professional Corporation (MPC), you pay the combined federal and provincial small business rate of 10% on your first $500,000 of active business income. That frees up substantial capital to invest, including through corporate-class investments and Individual Pension Plans (IPPs).
Custom MPC optimization for Saskatchewan doctors
Each province has its own tax rates and corporate rules, which shape how your Medical Professional Corporation should be run.
Built around Saskatchewan's rates
We set up your corporation and your pay to make full use of Saskatchewan's small business rate, with a permit through the College of Physicians and Surgeons of Saskatchewan (CPSS).
Debt & cash flowPaying down debt on purpose
Practice setup loans, clinic space and your mortgage: we plan your draw so debt comes down on a schedule while surplus keeps growing.
TransitionsPlanning your next move
Relocating, retiring or selling your practice, including purification planning if the Lifetime Capital Gains Exemption may apply.
Connect with a ZAI advisor
Don't let an unplanned corporate structure cost you over a whole career. Meet us at our office at Unit 301, 39 23 St E, Saskatoon, SK S7K 0H6, or by video if you practise elsewhere in the province. Book a corporate financial review and start building a tax-efficient plan. Trained abroad? Read our guide for internationally trained physicians.
Common questions
Where is ZAI Wealth Management located?
ZAI Wealth Management is located at Unit 301, 39 23rd Street East, Saskatoon, Saskatchewan, S7K 0H6. Physicians can meet the team in person in Saskatoon or by video from anywhere in Canada. The firm is a division of Zenith Advisory Inc.
Physician wealth planning in Saskatoon
A 30-minute strategy call. We look at your corporation, your draw, and where tax is leaking. No prep needed.