Zero out-of-pocket fees: transparent wealth planning for physicians
How ZAI Wealth Management is paid, in plain language. Last updated September 27, 2026
In short: ZAI Wealth Management does not charge physicians out-of-pocket fees for wealth planning, plan reviews or advice. When a financial strategy is put in place, ZAI Wealth is compensated by the financial institution it is placed with, and that arrangement is explained to the physician before any decision is made. There is no obligation to proceed after the strategy call or the plan.
Many financial firms charge an advisory fee of 1% to 2% of your assets every year. As your Medical Professional Corporation (MPC) grows, so does that fee.
At ZAI Wealth Management, we work differently. We don't charge physicians out-of-pocket fees for our wealth planning. You'll never receive a bill from us for your strategy call, your financial plan or your ongoing reviews.
How we are paid
When we put your financial strategy in place, we're compensated by the financial institution it's placed with. You don't pay an extra charge on top because you worked with us.
Any fees the financial institution charges will be shown to you before you go ahead.
Our commitments to you
- No direct invoices: you'll never receive a planning bill, an hourly consulting invoice or a percentage-of-assets advisory fee from ZAI.
- The whole picture: we look at your corporation, your family and your goals together, including protecting your MPC from the $50,000 passive income clawback.
- Recommendations based on your needs: every strategy is based on your goals and situation, and we explain why it fits.
- Full disclosure before you decide: we'll tell you which financial institution your strategy is placed with and how we're compensated. You can ask us about it at any time.
- Conflicts of interest: if one comes up, we'll tell you and explain how we're handling it.
- No obligation: you never have to move ahead with a strategy to receive our advice.
Questions
If you have any questions about how we are paid, email info@zenithadvisoryinc.com or call +1 (800) 647-8656.
Ready to talk? Book your complimentary strategy call.
ZAI Wealth Management, a division of Zenith Advisory Inc., Unit 301, 39 23 St E, Saskatoon, SK S7K 0H6.
Common questions
How much does it cost to work with ZAI Wealth?
ZAI Wealth Management does not charge physicians out-of-pocket fees for planning, plan reviews or advice. When a financial strategy is put in place, ZAI Wealth is compensated by the financial institution it is placed with, and that arrangement is explained before the physician decides on anything. There is no obligation to proceed after the strategy call or the plan. Full details are on the firm's fee disclosure page.