Physician corporate wealth planning & tax strategy in Calgary
We work with Calgary and Alberta physicians by video, with the same physician-first planning we offer in Saskatoon.
In short: ZAI Wealth Management serves Calgary and Alberta physicians by video and phone, with advisors licensed in Alberta. Planning focuses on Alberta Medical Professional Corporation structure, the province's roughly 11% small business rate, salary versus dividends and protecting the corporation from the $50,000 passive income clawback.
Financial planning for Calgary physicians
Running a medical practice in Calgary calls for a wealth partner who understands both provincial healthcare rules and local costs, from clinic overhead to group and contract arrangements.
ZAI Wealth Management provides corporate wealth planning, tax strategy and protection planning for specialists, family physicians and surgeons across the greater Calgary area and across Alberta.
Alberta physicians incorporate with a permit from the CPSA. We help you set the corporation up well and decide how much to draw each year.
If your spouse has their own business or corporation, association rules can force you to share one Small Business Deduction limit, so we map the whole family structure.
- How we meetBy video, anywhere in Alberta
- Head officeUnit 301, 39 23 St E, Saskatoon, SK S7K 0H6
- Phone+1 (800) 647-8656
- Emailinfo@zenithadvisoryinc.com
- Also servingEdmonton, Red Deer, Lethbridge, Medicine Hat, Grande Prairie and across Alberta
Custom MPC optimization for Alberta doctors
Each province has its own tax rates and corporate rules, which shape how your Medical Professional Corporation should be run.
Built around Alberta's rates
We set up your corporation and your pay to make full use of Alberta's small business rate, with a permit through the College of Physicians & Surgeons of Alberta (CPSA).
Debt & cash flowPaying down debt on purpose
Practice setup loans, clinic space and your mortgage: we plan your draw so debt comes down on a schedule while surplus keeps growing.
TransitionsPlanning your next move
Relocating, retiring or selling your practice, including purification planning if the Lifetime Capital Gains Exemption may apply.
Connect with a ZAI advisor
Don't let an unplanned corporate structure cost you over a whole career. We meet Calgary and Alberta physicians by video, at times that fit your clinic schedule. Book a corporate financial review and start building a tax-efficient plan. Trained abroad? Read our guide for internationally trained physicians.
Common questions
Which provinces does ZAI Wealth serve?
ZAI Wealth Management serves physicians in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario, New Brunswick, Nova Scotia, Prince Edward Island and Newfoundland & Labrador. Advisors are licensed in Saskatchewan, Alberta and Ontario, and the firm meets doctors in person in Saskatoon and by video everywhere else.
Does ZAI Wealth Management have an office in Calgary?
ZAI Wealth Management does not have a Calgary office; its advisors are licensed in Alberta and meet Calgary and Alberta physicians by video and phone from the firm's Saskatoon head office. Planning for Alberta doctors centres on the Alberta Medical Professional Corporation, the province's roughly 11% small business rate versus a 48% top personal rate, and the $50,000 passive income clawback.
Physician wealth planning in Calgary
A 30-minute strategy call. We look at your corporation, your draw, and where tax is leaking. No prep needed.